Magnetic Resonance Imaging (MRI) scans are essential diagnostic tools used to detect a wide range of medical conditions, from brain injuries to joint problems. But how much does an MRI cost in Canada? The answer depends on whether you have provincial health insurance, the urgency of the scan, and whether you visit a public or private clinic. This guide breaks down the average MRI cost in Canada and what factors influence pricing.

How Much Does an MRI Cost in Canada?

If you have provincial health insurance (such as OHIP in Ontario or MSP in British Columbia), MRIs in public hospitals are generally free if ordered by a physician. However, wait times can be long, sometimes ranging from weeks to months depending on urgency and location.

For those seeking a private MRI due to long wait times or lack of provincial coverage, the cost typically ranges from $400 to $3,000, depending on the type of scan and location.

MRI Cost Breakdown by Type of Scan

• Basic MRI (Single Body Part) – $400 – $1,000

• Brain MRI – $600 – $1,500

• Spine MRI – $700 – $2,000

• Full-Body MRI – $1,500 – $3,000

• Contrast-Enhanced MRI (with dye injection) – Additional $100 – $500

🔹 Tip: Private MRI clinics often offer faster appointments, sometimes within 24 to 72 hours, while hospital MRIs covered by provincial insurance may require a longer wait time.

Are MRIs Free in Canada? Understanding Public vs. Private MRI Costs

1. Publicly Funded MRIs (Covered by Provincial Health Insurance)

If your doctor determines that an MRI is medically necessary, you may qualify for a free MRI through the public healthcare system. Each province covers MRIs differently, but here are some key factors:

✔ Covered by Provincial Health Insurance if deemed necessary by a physician
✔ Performed in public hospitals or government-approved imaging centers
✔ Long wait times (weeks to months) depending on priority and location

Who qualifies?

• Residents with valid provincial health insurance

• Patients with a doctor’s referral for an MRI due to a medical condition

2. Private MRI Clinics (Out-of-Pocket or Insurance Covered)

For faster service, many Canadians choose to pay for a private MRI instead of waiting for a publicly funded scan.

✔ Costs range from $400 to $3,000, depending on scan complexity
✔ Available at private imaging centers across Canada
✔ Faster scheduling (appointments within days rather than weeks or months)

Who typically uses private MRI services?

• Patients facing long wait times for a publicly funded MRI

• Individuals without provincial health coverage

• Athletes and professionals seeking quick imaging for injuries

• Employers or insurance companies covering scans for work-related injuries

MRI Costs in Major Canadian Cities

The cost of a private MRI varies by location due to clinic availability and regional demand. Below is a general cost estimate in major Canadian cities:

• Toronto, ON – $700 – $2,500

• Vancouver, BC – $600 – $2,000

• Calgary, AB – $500 – $1,800

• Montreal, QC – $450 – $1,500

• Halifax, NS – $500 – $1,200

🔹 Tip: Some private clinics offer discounts for multiple scans or allow insurance reimbursement for MRI costs.

How to Book an MRI in Canada

1. Publicly Funded MRI (Free, but Requires Referral)

✔ Speak with your family doctor or specialist
✔ Get a referral for an MRI scan
✔ Wait for hospital scheduling based on priority

2. Private MRI (Paid, Faster Access)

✔ Search for private MRI clinics in your province
✔ Book an appointment without a doctor’s referral in some cases
✔ Pay out-of-pocket or check insurance coverage

🔹 Tip: Some private MRI clinics allow direct booking online, with appointments available within a few days.

Ways to Reduce MRI Costs in Canada

💰 Ask about discounted rates – Some clinics offer lower prices for off-peak hours or package deals for multiple scans.
💰 Check private insurance coverage – Workplace benefits or personal health insurance may cover part of the MRI cost.
💰 Look for university research studies – Certain institutions conduct MRI research studies and offer free or low-cost scans for eligible participants.

Final Thoughts

The cost of an MRI in Canada varies widely depending on whether you go through the public system (free but long wait times) or a private clinic (faster but costs $400–$3,000). If you need an MRI urgently, private clinics provide faster access, but always check whether provincial health insurance or private insurance can help cover costs.

📌 Need more healthcare insights? Explore our blog for more guides on medical costs, health insurance, and accessing care in Canada.